Xonier Technologies
Fintech Development Pod

We Architect & Deliver
Fintech Development Pod

We design, build, secure, test, and scale payment, trading, and blockchain products — every layer of your stack under one unified pod.

LAYER 01

1. Trading & Customer UI

Fast, trustworthy interfaces for customers, traders, and ops teams — built for real-time data and clarity.

  • React, Next.js, React Native, Angular
  • Real-Time Dashboards & Charts
  • Figma Design Systems & Handoff
LAYER 02

2. Payments & Ledger Backend

Low-latency services, double-entry ledgers, and secure transaction processing that scales.

  • Node.js, Go, Java, .NET
  • Payment Gateways, Ledgers & Banking APIs
  • Blockchain & Smart Contract Integration
LAYER 03

3. Security, Compliance & QA

PCI-DSS aligned infrastructure, automated validation, and secure zero-downtime deployments.

  • PCI-DSS & SOC 2 Ready Cloud (AWS, Azure, GCP)
  • KYC / AML & Audit Trail Engines
  • Automated Testing & Security Scans
Customise Your Pod

Build Your Fintech Team

Adjust the composition of your fintech pod. Add more frontend power, strengthen payment integrations, or scale QA and security. Your pod, your rules.

Pod Composition

Total Team Size

5 Experts
How to activate your Fintech Development Pod Pod live in 48 hours
01
Day 0 — 15 min
Brief Us on Your Product
Book a 15-min intro call to share your fintech goals. No jargon required.
Calendly Call NDA on Request
02
Day 1 — 24 hrs
We Scope & Match Your Pod
We review your stack and regulatory needs, then handpick engineers with fintech experience.
Tech Scoping Team Matching Proposal Sent
03
Day 1–2 — contract
Sign & Integrate in Hours
Signed MSA & connected tools. Your pod integrates directly with your workspace.
MSA & SOW Tool Access Slack / Jira
04
⚡ 48 hrs from call
Pod Starts Shipping
First sprint starts with daily standups. Code commits ship in week one.
Sprint 1 Live First Commit Daily Standups
Security-vetted engineers — NDA signed before any access to financial data No bench engineers — every member is active and assigned Scale up or down any sprint — zero lock-in Full IP ownership stays with you
Move Money Faster

End-to-End Delivery. Compliant Financial Products.

We handle the entire stack — and the compliance — so you can focus on your customers. Simple, transparent, and built to scale.

Payment Gateways

Secure, high-throughput payment processing — cards, UPI, wallets, and bank transfers with smart routing.

PCI-DSS Multi-Rail

Blockchain & Web3

Smart contracts, tokenization, custody flows, and on-chain integrations built with audit-ready code.

Smart Contracts Tokenization

Compliance Engines

Automated KYC, AML screening, transaction monitoring, and regulatory reporting built into your product.

KYC / AML Reporting

Trading Platforms

Real-time market data, order matching, portfolio views, and low-latency execution at scale.

Real-Time Data Low Latency

Fraud & Risk Analytics

ML-driven fraud detection, credit scoring, and risk dashboards that act on transactions in real time.

Fraud Detection Risk Scoring

Banking APIs & Core

Open banking APIs, core banking integrations, lending workflows, and secure cloud with audit-ready QA.

Open Banking Lending
How It Works

From Brief to Production in 4 Phases

A proven, compliance-first process that removes ambiguity and guarantees predictable delivery on every sprint.

01

Discovery & Compliance Mapping

We dive into your product flows, existing systems, and regulatory landscape. Our architects define system design, transaction flows, and integration strategy.

REGULATORY REVIEW SYSTEM DESIGN THREAT MODELING
02

Pod Assembly & Onboarding

We assemble your dedicated pod — engineers, designers, and QA specialists with fintech experience, integrated with your tools within 48 hours.

TEAM MATCHING TOOL INTEGRATION 48H READY
03

Secure Sprint Delivery

Two-week sprints with full ownership. Daily standups, sprint demos, security-focused code reviews, and continuous deployment of production-ready features.

SPRINT DEMOS SECURE CODE REVIEWS CI/CD PIPELINE
04

Scale, Audit & Optimize

Scale the pod as transaction volume and features grow, with regular performance, security, and compliance audits.

FLEXIBLE SCALING SECURITY AUDITS CONTINUOUS IMPROVEMENT
Tech Arsenal

Tech Stack We Master

Your pod is equipped with battle-tested, enterprise-grade technologies for secure financial products.

React
Node.js
Python
Java
Go
Solidity
PostgreSQL
AWS
Docker
Kubernetes
React
Node.js
Python
Java
Go
Solidity
PostgreSQL
AWS
Docker
Kubernetes
Angular
TypeScript
Rust
Stripe
.NET
Redis
Kafka
Google Cloud
Azure
Git
Angular
TypeScript
Rust
Stripe
.NET
Redis
Kafka
Google Cloud
Azure
Git